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Contact Finsec Expert

Get in touch and let us know how we can help clear the way for a better financial future.

Our Head Office & Branches

Visit our head office in Mettur Dam or branch offices in Coimbatore and Coonoor, or reach out via phone or email.

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Head Office — Mettur Dam

14/1-129, Salem Main Road
Pudusampalli
Mettur Dam - 636403

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Branch Office — Coimbatore

No: 29, GV Residency
Phase 2, Near RTO Ground
Sowripalayam, Coimbatore - 641028

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Branch Office — Coonoor

131/B, Jograj Building
Bedford, Coonoor
The Nilgiris - 643101

Frequently Asked Questions

❓ "I want to invest in a Mutual Fund, but I notice a huge gap in Growth and Dividend NAV. Which is better to invest in?"
Growth and Dividend (IDCW) options differ in cash flow treatment. In Growth options, profits are automatically reinvested in the scheme, compounding capital over time. In Dividend options, profits are periodically distributed out, which reduces the scheme's NAV accordingly. Growth is generally preferred for long-term wealth accumulation and tax efficiency, while Dividend options suit investors requiring periodic income streams. Contact our team to analyze which option best aligns with your tax bracket and cash flow needs.
❓ "Is it worth starting a SIP in a fund where the NAV price is very high (e.g. ₹200+)?"
Yes! High NAV does not mean a fund is "expensive". NAV simply reflects the accumulated asset value divided by total units outstanding. What drives your returns is the future percentage growth of the underlying portfolio, not the starting NAV value. Through Rupee Cost Averaging in SIP, you accumulate units consistently regardless of whether the NAV is ₹20 or ₹200.